From Dreaming to Owning: How We Helped a Couple Secure Their Perfect Home in Lakewood Ranch

Buying a home is one of the biggest financial decisions a person can make, and for one couple in Lakewood Ranch, it seemed almost impossible at first. They had saved just enough for their down payment but didn’t have the extra funds to cover the buyer agent commission or additional closing costs. On top of that, they were hoping for a lower interest rate to keep their monthly payments affordable.

That’s when they reached out to us at Kim & Dave Luxury Team—and we got to work making their dream a reality.

The Strategy: Creative Negotiation to Keep More Money in Their Pocket

First, we connected them with our trusted lender, who worked to secure them a lower interest rate. By structuring the financing properly, we were able to help them lock in a 4.99% interest rate, making their future mortgage payments significantly lower than they expected.

Next, we put together a solid offer on a home they loved—one that would still net the seller what they needed but also cover all the buyers' costs. Our negotiation included having the seller:
✅ Buy down the interest rate to 4.99%
✅ Contribute to their closing costs
✅ Cover the full buyer agent commission
✅ Pay for doc stamps, prepaid interest, taxes, insurance, and escrow fees

The result? The seller accepted ALL of our terms!

The Outcome: More Home, Lower Costs, & A Happy Ending

Thanks to this strategic approach, the couple was able to afford more home than they ever thought possible while keeping more money in their pocket. With lower payments and no extra upfront expenses, they are now moving into their new home in Lakewood Ranch, beyond grateful for how everything came together.

Your Dream Home Is Within Reach!

If you’ve been holding off on buying a home because you’re unsure about costs, let’s talk. There are creative ways to structure a deal that can work in your favor—just like we did for this couple! Whether it’s your first home, next home, or dream home, we will negotiate in your best interest, get you what you want, and help you keep more money in your pocket.

📲 Call or text me today at (941) 724-2587
💻 Visit www.SarasotaPropertyMatch.com

Let’s make your homeownership dreams come true!